Got thoughts about a post? We'd love to hear them!

Take a moment and think about how often money is the topic of conversation. We think about it, talk about it, fear it, desire it, earn it, spend it, loan it, give it away, steal it, borrow it, and save it. Money makes up a hug part of our lives. So why aren’t we taught practical skills to help us manifest and manage it? Why are so many of us plagued by the thought that we don’t have enough? Get ready to take on a new perspective, learn how to break free of the money pit trap, and enjoy true wealth!!

 

Plant a Money Tree...in your mind!

 

“Plant a seed and it will grow”. “We reap what we sow”. We’ve all heard these phrases and understand the concept behind them. Whatever we hold in our minds is what realizes. If we chronically think to ourselves, “I don’t have enough money. I don’t have enough time. I’m not good enough”, we’re right. The ideas we hold near to us color the energy we send out into the universe and the universe is like a boomerang; whatever we send out, comes right on back to us. 

 

I used to think like this. All. The. Time. I would look at my bank account and see it from a view of scarcity. There wasn’t enough. How would I pay my bills? What if a money-sucking emergency came up? What the hell would I do then? There weren’t enough hours in the day to work another job. My job didn’t pay enough. I wasn’t doing a good enough job managing my money, so after all the bills were paid, there was none left. (Take notice of how many times “enough” came up in this ramble of self talk)

 

You know what this type of thinking got me? NOTHING. It gave me an ulcer. It gave me sleepless nights. It gave me anger that I couldn’t do the things I really wanted to do with my life. I needed a money makeover but didn’t know where to start. As a psychotherapist, I tend to always start with the mind, because it makes the most sense (no pun intended). I didn’t have control over getting a better paying job, or how many bills I had to pay, or what my hourly wage was, but I did have control over the way I thought about money. I could change my mind and my attitude and save myself needless suffering. That’s exactly what I did.

 

I started by eliminating the word “enough” from my vocabulary. I’d had ENOUGH of enough. I replaced my thoughts of lack with thoughts of great wealth and good fortune. My self talk took on a whole new dimension. I focused my attention on what I DID have, instead of what I didn’t. I thought about all the things that money already provided for me rather than thinking about all the things I wouldn’t that I couldn’t afford. I held in my mind that my employment situation would change, my pay would increase, and my bills would be paid off. And then I did the most powerful thing...I BELIEVED it with every inch of my soul. 

 

I planted a proverbial money tree in my mind and sat back to watch it grow. Everyday, I set the intention that money is flowing into my life and there is no end. Since adopting this practice, I can see with great clarity just how wealthy I am; not just in dollar signs, but in regards to my health, ideas, relationships, aspirations, and dreams. You are equally as wealthy. You just don’t know it yet, because you’re still thinking there isn’t enough. Change the way you look at things, and the things you look at will change!

 

Put Your Money to Work by Giving It a Job!

 

Once I shifted my attitude and beliefs about money, my financial situation changed significantly. I realized then I needed a plan for how to manage my money effectively so I didn’t wind up in stressful financial situations again. I was never taught how to make the money work for me, rather than me working for the money. I researched...and researched... and researched. One of the best sources of financial advice I came across was from Dave Ramsey (www.daveramsey.com). This guy makes a lot of sense and provides practical tools for managing money that are user friendly and easy to understand. He offers some great recommendations on how to put money to work, freeing you from hassle and worry. 

 

There are a few critical steps to follow if you want to keep your wealth once you have it. First, you need a budget. You might be thinking, “how the hell do I make a budget?”. That thought crossed my mind too. For those you who like shortcuts (and who doesn’t?), there’s an awesome App you can download called “You Need A Budget” (YNAB). It is an online software program that makes budgeting simple. It allows you to easily assign a job to every dollar you earn. For example, if you bring home $1,000 a month, you need to divide that money among all your monthly expenses and anything else you want to spend it on. Let’s say you budget $500/month for rent, $200/month for groceries, and $150/month for utilities, you have $150/month left in the bank. Most of us would stop there and squander that $150 on crap like Starbucks coffee and random impulse-buys. To be truly wealthy, you must assign that $150 a job. It could be divided in different ways and go towards car repairs, clothing, eating out, leisure activities, or anything else....but it NEEDS A JOB. Don’t let your money freeload anymore. 

 

Secondly, you need an emergency fund. Dave Ramsey recommends $1,000 in an emergency fund you don’t touch for anything but a REAL emergency, and I tend to agree. “Emergency” doesn’t not mean really, really, really wanting that new big screen TV. An emergency is when you have raw sewage coming through your pipes and you have to pay the plumber to fix it. Knowing the difference between a want and a need is a pivotal skill here. The purpose behind the emergency fund is to protect your budget from disaster that could completely throw your financial plan off track. 

 

Finally, you need to focus on paying off your debt. Our society likes us to believe that everyone is in debt and that’s the way it will always be. Brainwashing us to think that allows us to fall victim to all the marketing gimmicks out there. Being in debt is bullshit, and it doesn’t have to be that way. My advice is to take any money left over from your budget and put it towards paying off your debt as fast as possible. If you want to get ahead, you can’t keep falling behind by getting further into debt or staying in debt indefinitely. 

 

 

Savoring Success!

 

Now that you have the right mindset and useful tools, you are perfectly positioned to experience great wealth in you life...and keep it! With these few small shifts, you will be savoring the success of feeling in control of your financial well-being while having a keen awareness of how your money is working for you. You will no longer be the one crying the blues that there just isn’t enough. You will be the one sharing your success story with others and inspiring them to take on new beliefs about their own wealth!

 

If you have a wealth success story you’d like to share, I’d love to hear from you! Email me anytime at nicole@willowtreewc.com. If you’re interested in receiving additional support and guidance in manifesting your financial wellness, contact me to schedule a FREE ONE HOUR CONSULTATION.

June 23, 2015

 

Join us for a time of community, togetherness, and health!

 

Starting Monday, July 6th, the WTWC walking group will meet every Monday morning at 9:00 am at Bloomsburg Town Park by Kidsburg. The walk will take place either around the park on the walking trail or around the park by the river and surrounding areas.

 

All are welcome…including pets, kids, and strollers!

June 23, 2015

by Shawn Clavelle, WT Health Coach

Our bodies are made up of about 75% water and we can only survive two to three days without it, so it is crucial to our wellbeing that we are adequately hydrated.  Most people are told they are not drinking enough which can lead to headaches, fatigue, cravings, and illness, but drinking too much can also have adverse affects such as mineral imbalances.  The question is, how much should we be drinking and how do we know when we’ve had enough? 

 

Some experts recommend nine cups a day for women and thirteen for men, but that is a very generalized amount and there are many variables that can warrant more, or less.  High humidity, high elevation, exercise, caffeine intake, pregnancy and breastfeeding, and illness all require a higher intake.  Also, remember that high water content food like some fruits, vegetables, and cooked grains count towards your daily intake. 

 

As far as what kind of water to drink, the options are tap, bottled, and filtered.  Bottled water has become increasingly popular, but often times it is not any better and contributes to increased plastic waste.  The standards for tap water are higher than bottled water, however, tap water can contain a certain amount of fluoride, chlorine, and sometimes lead.  If you do not want to risk ingesting these toxins there are several types of filters you can buy that are effective and reduce the plastic waste from buying bottled. 

 

Water is really the best liquid to hydrate you, but some people say they just can’t drink plain water.  In this case, add some fruit juice, lemon, or any other natural flavor to appeal to your taste buds.  It’s better to get the liquid in a different form than not at all.  Aim to drink most of your water in the mornings and early afternoons so that your sleep is not interrupted.  Experiment with different amounts and notice how you feel.  Listening to your body is the best way to determine the right amount for you so use these numbers as a guide but be flexible and think about how your lifestyle may affect them.  

June 14, 2015

by Shawn Clavelle, WTWC Health Coach

 

The ever-changing nutrition trends are not new to those of us that like to curl up in bed with the latest and greatest health news.  Clean eating is another one of those terms that everyone wants once they’ve heard someone else say it, but what does eating clean really mean and how can we incorporate it into our busy lives when, let’s face it, we aren’t sitting around in the kitchen for hours at a time thinking about what to cook next!

 

Simply put, clean eating is eating as close to nature as possible.  This means consuming primarily whole, unprocessed fruits and vegetables, whole grains, some meat and fish, healthy fats, and some dairy.  It is not a diet, but more of a lifestyle shift in the way we feed ourselves and how we live.  The “Clean Eating” movement actually  began in the 1960’s when processed food was banned for moral reasons, not health reasons.  It has more recently taken off as a way of eating that can benefit our health and can be very individualized.  Some benefits include clearer skin, weight loss, increased energy, stronger hair and nails, increased mental health, and better sleep.  Here are five ways to begin the process of eating cleaner, or closer to nature:

 

1. Eat Whole Foods:  A whole food has one ingredient, not a list of added and processed ingredients on the nutrition label when you flip the package around.  It doesn’t need an ingredient list because there is only one.  Buying organic is best because that means it was grown without the use of harmful chemicals, however, not everyone can afford to eat completely organic so eat as organically as possible but do not omit fruits and vegetables just because you cannot afford the organic option.  Eating conventional is better than not eating any.  

 

2. Get Rid of Refined Sugars:  Get the “white foods” out of your diet for good reason.  These empty calories have a high glycemic index and will quickly spike your blood sugar (hence the very temporary good feeling when you first eat them) and then send it crashing down only to crave these foods again.  These white foods include white sugar and flour, white semolina pasta, white rice, breads, and pastries.

 

3. Maintain Blood Sugar:  Even blood sugar means sustained energy levels and mentality throughout the day.  You should not be exhausted at the end of your day (most of us are mentally exhausted, not physically exhausted).  Eating an optimal diet and going no longer than 3-4 hours without eating should give you this sustained energy all day.  This being said, you can drink all the green juice you want, but if your lifestyle is not balanced, you will not reap the rewards of good food.  Everything is connected!  

 

4. Get Cooking:  It’s not necessary to spend hours slaving away in the kitchen to eat well and it’s also the best way to increase your nutrition.  It just takes a bit of organization, planning, and shopping to have the right ingredients on hand.  For example, you could make a healthy soup on the weekend and freeze two nights worth.  Then you have two nights where all you have to do is unthaw and enjoy.  There is an abundance of 30-minute recipes that are easy to follow on the internet that you can choose for the other nights.  Make enough to have leftovers for lunch the next day and you don’t need to prepare your lunch in the morning.  Most importantly, experiment with foods you like and have fun!  

 

5. Correct Combinations:  There’s a lot of buzz out there about what to eat with what and when to eat it.  Unless you have specific symptoms related to certain food combinations or are a professional body builder, the basic rule of thumb is to have one serving of protein, fat, and a complex carbohydrate at every meal.  Complex carbs digest slower and don’t spike your blood sugar like refined carbs do.  Some examples include quinoa, brown rice, sweet potatoes, oats, and barley.  Stick with the gluten-free options if you have a sensitivity or intolerance.  

 

These tips should get you started and if you feel overwhelmed by all the changes, start with one at a time and work your way up.  You want to make changes that are sustainable so slowly incorporating them into your lifestyle can help make this happen.  The emphasis with clean eating is quality over quantity.  Know where your food comes from, how it was grown, and make choices that will ensure the best quality possible.  What you eat becomes your cells so you are, literally, what you eat.  Feel the difference!  

 

 

 Shawn Clavelle earned her bachelor’s degree in Nursing from the University of Vermont. She is currently a student at the Institute of Integrative Nutrition working toward certification as a holistic health coach. Shawn’s vast clinical experience and knowledge of the healthcare system makes her proficient at helping others design their own treatment plan through structured goal setting and continuous evaluation of progress. Using a holistic approach with a focus on nutrition, she helps uncover the obstacles to good health and provides simple options for making better lifestyle choices.  

 

 

You can learn more about Shawn's Health Coaching & Weight Loss services here.

June 6, 2015

 Summer is nearly upon us and we've come up with some extra special ways for you to relax, unwind, and pamper yourself! 

 

**TWO NEW MASSAGE SERVICES!!!

 

Melt the Stress Away Parrifin Massage Treatment

Receive luxurious care and pampering of your head, neck, shoulders, arms, and hands in this comprehensive localized massage service. You’ll be treated to a tension releasing massage starting at your scalp, traveling down your neck into your shoulders and out through your arms all while your hands enjoy a rejuvenating hot paraffin wax treatment. The service will cap off with a much needed massage on those newly softened palms and fingers. Stress and discomfort melt away in this indulgent treatment which will decrease stress, ease tension headaches, loosen joints, and reduce upper body discomfort. This is the perfect antidote for everyday stresses accumulated by tasks such as driving, sitting at a desk, and working at a computer.  (30 minutes) - $30

 

 

Copper Stone Therapy

The ancient art of stone therapy and the medicinal power of copper combine in this revolutionary service. Copper is an essential trace element whose healing benefits include relief of arthritis, fibromyalgia, MS, stress, anxiety, insomnia, depression, and muscular pain. It is also grounding and facilitates in the development and maintenance of the entire body. Copper stones can be used hot or cold in order to achieve different effects and results.

(60 minutes) - $75          (90 minutes) - $105  

 *Also available as an add-on service to any massage!

 

 

**NEW PRICING OPTIONS!!!

 

Because we believe that self-care works at deeper levels when we make it a consistent part of our schedules, we are happy to introduce our Massage Membership Package!

 

Membership Details:

$59/month (3 month minimum contract commitment required)

Includes:

-One 60 minute massage per month

-Rollover unused massages from month to month

-Free Hot Stone, Copper Stone, or Aromatherapy Add-ons

-Purchase additional massages at discounted rate ($59 for 60 minutes)

-Refer a friend and receive a free 30 minute upgrade for each friend who signs up for our Massage Membership Package

 

And if you have yet to experience a massage at WTWC, we invite you to take advantage of our new Introductory Rates for New Clients!

$39.99 for 60 minutes

$59.99 for 90 minutes

 

 

 

You can learn more about our massage services and options here and learn more about our therapist, Deb Schemery, here!

 

Book your next massage online here!

 

 

 

 

June 1, 2015

 by Scott Young, Ms CCC LNC   

     

 Being a single parent will always be challenging. If you are a single parent of a child that has a disability of some kind you may find that the challenges are even more severe and that you may even feel overwhelmed at times. There are, however, a number structures aimed at giving support to single parents with disabled children. There are also a number of structures in place not aimed at single parents specifically, but, from which single parents with a child that has a disability of some kind, can benefit. It is certainly challenging to raise a child with a disability on your own, but it is also very rewarding. It is also something that is possible to achieve, no matter how despondent or despairing you feel. You do not have to do it alone. There are plenty of support structures in place. Friends and family will also be more than willing to help you with your child and with the other needs that will arise.

 

The Individuals with Disabilities Education Act (IDEA) program has been described as an effective agenda for addressing the needs of the disabled population in the country, and it is certainly a resource that single parents with disabled children can turn to if they are looking for some help in coping with their situation. This program works by the government providing money to educational institutions to ensure that those institutions will be able to cater to the various needs of children with disabilities who would like to study there. For example this could be used to install wheelchair ramps at a school or to establish a special needs class. The money is very useful and, although this is not given directly to single parents with disabled children. It is something that you could campaign for or that you could make your local school aware of. Your local school may already be benefiting form this, so be sure to find out more. However money can also be given to qualified parents and their children in order to directly ensure that the disabled child in question receives adequate education and that he or she has the best shot at life possible despite his or her condition.

 

Parent to parent is another resource for parents of children who are disabled  This group is also known as P2P USA. Essentially how this group works is that single parents who are struggling and who have questions about how to raise their child with a disability are put in contact with parents who are already successful at raising children that have disabilities. It is like a counseling session, except that the person who is ‘counseling’ you is speaking from a position of first-hand experience. You can willingly join this group, and you may also be referred. Matches are made between experienced and inexperienced parents who have children with the same or a similar disability. If you would like to find out more about this organization, which is national and can be found in just about every state across the country, you should take the time to visit the organization’s website. www.p2pusa.org

 

 Scott Young, MS, CCC, LNC earned a Bachelor’s degree in Nursing in 1992 and has been a nationally certified Christian Counselor since 2003. Having worked professionally in inpatient psychiatry for 16 years and with children and adults as a mobile therapist, Scott specializes in family counseling, children’s counseling, parenting concerns, individuals with special needs, developmental and learning disabilities, anxiety, ADD/ADHD, anger, social skills, self esteem, depression, and character building. Scott has seen the importance of looking at each person holistically and considers all areas of health when working with clients. Scott earned a doctorate in Naturopathy in 2014 and offers a comprehensive approach to overall health and well-being by integrating counseling, botanical and herbal medicine, naturopathic and holistic medicine, and lifestyle therapy. Scott is passionate about working with children and serving as an advocate for children with special needs.

 

Scott is offering a 4-week Support and Guidance Series for Single Parents of Special Needs Children beginning Tuesday, June 9th. Click here for more details!

 

Click here to find out more about our Children's Counseling program.

Please reload

Featured Posts

My Yoga Journey & Offerings at WT

October 15, 2015

1/8
Please reload

Recent Posts

June 5, 2017

Please reload

Archive
Please reload

Search By Tags